0% introductory APR for 21 months on Stability Transfers: One of many longest introductory intervals we have come throughout, you will get 0% intro APR for a full 21 months on Stability Transfers, which implies you’ll have nearly two years to repay your steadiness.
0% introductory APR for 12 months on Purchases: You will additionally get 0% intro APR for the primary 12 months on Purchases. This can be a useful perk for those who plan on shopping for something with the cardboard.
Select your fee due date: Just a little flexibility can go a good distance in the case of managing your funds. The cardboard permits you to select from any accessible fee date, whether or not it is at first, center, or finish of the month. That approach, you may arrange computerized funds which can be aligned along with your paycheck.
No late charges: One of the vital distinctive perks is that there aren’t any late charges, ever. Whilst you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged for those who do slip up and miss a fee.
No penalty APR: When you miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means expenses a penalty fee, so your APR is not liable to growing as a consequence of late funds.
No annual charge: This card comes with no annual charge, which is a vital characteristic in case your aim is to repay debt.
